Long Term Disability (LTD) benefits for hourly associates are administered and insured by Prudential Insurance Company and provide associates financial protection during a long term disability. The long term disability benefits are optional and pay a portion of your income while you are disabled and unable to work due to an illness or injury incurred off the job. Premiums for this benefit are paid by associates who opt for the coverage. The amount associates receive is based on a percentage of their earnings before their disability began.   Long term disability benefits start after the elimination period (the short term disability period of 13 weeks) if the associate has elected and paid for the coverage.  All disability leaves of absence for an illness or non-work related injury are approved by Prudential. See the FAQs, Links, Forms, and Resources sections for more information.


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