Group Accident

Unum’s Group Accident coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.

New Hires have the option to elect the Group Accident during their ninety (90) day probationary period. You must contact your Human Resources office to obtain the application. Applications must be received by Unum before the associate’s ninety (90) day probationary period ends.

Associates who do not elect Group Accident as a new hire must wait to enroll during the annual Open Enrollment period only.

The associate must be actively at work to be eligible to apply for coverage.

Available family coverage:
  • Associate must be covered in order to apply for any family member to be covered
  • Spouse age is 17-64 years old
  • Child coverage is available to your children, stepchildren, legally adopted children and grandchildren–newborns until their 27th birthday, regardless of marital or student status
Your accident insurance plan can provide benefits for covered accident that occur on and off the job.
  • Examples of covered injuries include:
    • Broken bones
    • Burns
    • Torn ligaments
    • Concussion
    • Eye injuries
    • Ruptured discs
    • Cuts repaired by stitches
  • Some covered expenses (must be due to a covered injury only) include:
    • Emergency room treatment
    • Doctor office visit
    • Hospitalization

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